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Found an error in taxes an hour after submitting… Now what? I worked as a 1099 contractor in 2023. Made about $30,000 My SO worked for only a few months during the last part of the year. She opened up her w2 and it said her gross income for 2023 was $4400 so I claimed her as a dependent. She was doing her taxes tonight and discovered she had gotten another w2… Apparently she worked less than a week into …

Google Limits News Links In California Over Proposed ‘Link Tax’ Law via @sejournal, @MattGSouthern Google tests limiting California news links, warning proposed pay-for-link law could harm local outlets. The post Google Limits News Links In California Over Proposed ‘Link Tax’ Law appeared first on Search Engine Journal.

Feeling really stuck. I need some motivation. 26 M, currently very frustrated at my current situation. Long story short I was an addict for about 10 years and did absolutely nothing with my life and I just got out of jail after about 5 months. I was in rehab for around 5 months before that. At this moment I have around $1.5k USD saved up. I make $15 an hour and bring in around 60+ hours eve…

What fees are reasonable or required when buying a used car? I got a “proposal” from a dealer that had 7 line items of fees.. which included a $3k dealer fee, an out of state fee (I am buying out of state), and then the usual document fees, registration, title processing, ERT (?). In total, $4700 in fees, not including taxes, which I’m not arguing, that’s the only line item that makes sense. Which fees do…

Planning for retirement I’m currently 45 years old and working on trying to figure out how aggressively I need to be saving for retirement right now. I currently make 115K and am single with no children. I am vested in a pension plan which will provide me at least $5400/month in retirement even if there are no major changes in my salary other than yearly COL raises (I …

Would it be dumb to get a new car with a 1.9% interest rate? I have a vehicle that is paid off; 2017 Subaru Outback with 80k miles on it. Out of curiosity I took it to a few dealers and was offered 15k for it so it got me thinking about upgrading. Right now, Subaru is having financing deals for 2024 vehicles at 1.9%. I was thinking of trading in my vehicle and using that amount towards a new 2024 Outback…

Best Retirement for Vanguard Got out of the military this past year and had to start a new retirement plan, I am not to familiar with this because I would use TSP. I have about 1k allocated to VTTSX from my new job working there for 6 months. Would it be safe to leave it as is or allocate it to another fund? submitted by /u/Specialist_Ad534

401K loan for down payment with repay in 2 or 3 months My wife and I are considering borrowing from my 401k to use as a down payment on a new house we are looking to purchase out of state. When our current house ends up selling, we will have more than enough to repay the loan which we expect to do in 2- or 3-months max. Besides the money not working for us during the 2 or 3 months that it will take …

Received 1099nec but not self employed, freelancer or independent contractor Received 1099nec for completing program now I’m having trouble filing since im not self employed. Using freetaxusa any suggestions? submitted by /u/Metaface93

Citibank will not reimburse fraudulent charges I have the BestBuy Citibank card. Haven’t touched it since 2021. In November 2023 there was a fraudulent charge of $1000 on my card. I reported it to Citibank, but they denied it as fraud as the card “was in my possession and was swiped at a chip enabled card reader.” Since then I’ve filed a police report and a report with the CFPB, but receive…

Query Deserves Ads Is Where Google Is Headed via @sejournal, @martinibuster Why Query Deserves Ads is where the search industry is headed The post Query Deserves Ads Is Where Google Is Headed appeared first on Search Engine Journal.

Am I missing anything by not buying more properties? A lot of friends and family are talking about their goals of buying more properties as rentals, and making it seem like it is the “next step” in finances. I don’t believe I need to do this because I have a decently high salary that covers all my current bills. I do all the retirement savings and emergency fund stuff as well. I am low maintenance…

How to get out of payday hell? I stupidly took out (well trying to survive really) a bunch of pay day loans. Is there any way to get out of this without prison (like maybe 10kish?) I am in US GA if that helps. How fucked would I be if I just didn’t pay them back and change my account ? I’m including a breakdown of what I pay and I make roughly $1600 every two weeks. I’ve also…

Company won’t back pay I got a promotion about 4 months ago and never got the raises that was told to me until this week with no back pay because HR said that I didn’t fill out the paperwork for the raise. Is there any way I can fight this? Edit: thanks for all the comments, I’ve already put my notice in for a different reason. I reached out to my higher ups and they …

What do I do with my inheritance? My dad passed away leaving a small inheritance to my sister and I. Under 100k each. One lump sum life insurance policy and an annuity that will pay every month over the next 28 months.. I am a 33 y.o woman I bought my house in 2012 & refinanced a few years ago to pay off student loans and lower interest rate on my mortgage (3.25%) No major outs…

Got denied for a personal loan for a car My car recently kicked the bucket the other week. My job depends on me having my own mode of transportation. I tried applying at my bank for a personal loan of 13k to buy a car, but was told I was denied due to having ‘shallow credit’. I have 1 credit card that gets paid off in full every month that I’ve had for about a year. I don’t want to buy…

Keep the cash or pay the debt? Question for you all: If you had ~$3500 in checking and ~$2000 in credit card debt (14% interest). Bills paid, solid savings and retirement etc… Are you paying the cc debt off in full? Or keeping the liquid cash and paying the debt off over time ($500 per month, barring the CC being swiped again)? What’s your take? submitted by /u/TonyTar…

Medical office sent bill to collections and charged me $50 for it. Sorry if this is not the right place to post I have done so much searching on this and medical bills seem to be common in this sub. TLDR: medical office billed me $50 for a “fee” to send to collections. Is this a thing? I had a procedure done two years ago. I told them up front I could not afford it and the doctor and practice manager said the …

OneAmerica said they were processing a 401k rollover, now say they never received it We recently rolled over my wife’s 401(k) from a previous employer to her IRA (current employer does not offer a retirement benefit). I also discovered she never actually rolled over her previous 401k, so we ended having two separate 401(k)s rollover checks cut to us. Her current IRA is managed by OneAmerica, both previous 401(k)s were managed by…

Is it smart to keep a lump sum of cash ? Is it smart to have a lump sum of cash? I’m terrible with my finances but I like to keep a couple thousand in the bank and a couple thousand cash and live broke for now while I’m still in a building stage in life after a separation is this smart ? I tend to mess up banks simply because my money comes lumpy and not super consistent . Would just …