Is it smart to keep a lump sum of cash ?

Is it smart to keep a lump sum of cash ? Is it smart to have a lump sum of cash? I’m terrible with my finances but I like to keep a couple thousand in the bank and a couple thousand cash and live broke for now while I’m still in a building stage in life after a separation is this smart ? I tend to mess up banks simply because my money comes lumpy and not super consistent . Would just ...

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