#Business

I was charged $700 on my Citi CC from Airbnb I didn’t book and Airbnb said they won’t refund me.

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I was charged $700 on my Citi CC from Airbnb I didn’t book and Airbnb said they won’t refund me. Got email last night from Citi saying there was a $700 Airbnb charge. Haven’t lost my card and I’ve never given info to friends or family. I immediately locked my card and called Citi. They said they can’t open a dispute until it clears and to call Airbnb for now. I called Airbnbnand went over everything with them and just got their email. I di…

Reddit Personal Finance 554 2024-05-13

Brokerage Account vs 401/IRA?

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Brokerage Account vs 401/IRA? Wanted to get some financial advise from people who are close to retirement or possibly already retired on what makes the most sense for someone like myself in my 30s to invest long term. For some background I have a good chunk of liquid cash in high yield savings to cover any unforseen events, I contribute 20% to my 401k 5% traditional and 15% …

Reddit Personal Finance 882 2024-05-13

Suffocating in Debt: (gentle) Feedback welcome

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Suffocating in Debt: (gentle) Feedback welcome I know there is one of these posts at least once a week and it can get old but would love some feedback: I already have a plan of action. Honestly, I wanted a third-party review and to vent because this is low-key embarrassing. So here is a breakdown of how bad it has gotten: Card One: 5,450.60 Card Two: 6,064.01 Card Three: 5,796 Card Four: 2,…

Reddit Personal Finance 349 2024-05-13

Which debt to tackle first?

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Which debt to tackle first? Hi all! Would appreciate your insights. Sorry for some minimal info as I’m trying to not expose too much. I have 2 credit cards with balance transfer promos. Card A: 0% for 12mos, 19.95% interest after. ~$6.4k balance owing. Minimum payment currently $117 Card B: 0% for 10mos, 12.99% interest after. ~$4.9k balance owing. Minimum payment curren…

Reddit Personal Finance 888 2024-05-13

I am being given 15 thousand dollars.

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I am being given 15 thousand dollars. I don’t have any debt. My rent is very low. I just want to see if anybody has advice to grow that money. I’ve asked people working in finances and a lot of what I got back was S&P500 stocks or a TFSA. I just wanted to hear what others think. If there’s better options. If anyone has ever had a similar situation or has an advice it’d be nice to he…

Reddit Personal Finance 1.1k 2024-05-13

Investment books for beginners

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Investment books for beginners Hi, I’m 21 and interested in learning more about different investments and more about the stock market. Are there any books that you guys recommend for people just getting started? Just to get a better understanding of how things work? Thanks in advance submitted by /u/Ordinary-Push-3202

Reddit Personal Finance 814 2024-05-13

Investment Planning??

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Investment Planning?? How does one go about finding an investment planner or financial advisor?? I feel totally lost. I’m a married 38f with a six figure job (def not what I bring home after California taxes) and have six figures in my 401k. I don’t know if I’m doing this retirement thing right and would really like to use a service but am confused on how to find one…

Reddit Personal Finance 1.2k 2024-05-13

drowning in debt- sos

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drowning in debt- sos I’m a single parent to an almost 2 year old and I really need help as I want to set my child up with a really secure financial future and right now it just feels like a lot with all of my credit card debt. There’s so many things I want to do and I’m just struggling to financially make them happen one of these includes putting the child into dayc…

Reddit Personal Finance 996 2024-05-13

HELOC vs. Liquidate Stocks for investment property downpayment

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HELOC vs. Liquidate Stocks for investment property downpayment Good day all – 30 year old New England Lawyer. I was considering buying an investment property in an area of upstate New York where my family lives. This would be my second investment property for about 200k (I have since sold the first one). I’m wondering the best way to finance my down payment of about 60k including closing costs. My current…

Reddit Personal Finance 583 2024-05-12

Need advice: parent isn’t paying rent.

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Need advice: parent isn’t paying rent. I’m in a tricky situation with my mom financially and would value advice and input on how to best navigate a conversation with her. Background: My mom has never been great with money but in the last ~5-10 years seemed to be in a much more stable and responsible place. She paid off all her debt, has a credit score of over 750, and has been runni…

Reddit Personal Finance 438 2024-05-12

Getting divorced, considering pulling from 401k to pay her out

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Getting divorced, considering pulling from 401k to pay her out I’m getting divorced. She wants 30k to go away and I have most of that saved up but I also don’t want to liquidate my current savings. I have an old 401k account I never rolled over with about 33k in it that is separate from my other one which currently has 100k (I’m 36 fwiw). I know generally withdrawing from 401k is a bad idea but I’m at a we…

Reddit Personal Finance 1.2k 2024-05-12

car having major issues and still owe 10k. what is my best option?

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car having major issues and still owe 10k. what is my best option? Hello all. I’m in a huge pickle. A little over a year ago i bought a 2016 Nissan Versa Note for 11k. I still owe my bank just under 10k and my payments are 215 a month but i can’t afford anything higher than that. My credit is 730 and i’ve never missed a payment/been late. This week the transmission started slipping and currently me and my partn…

Reddit Personal Finance 625 2024-05-12

Seeking Advice on Saving for a House Downpayment in 3-5 Years

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Seeking Advice on Saving for a House Downpayment in 3-5 Years I’m currently exploring options for saving a large downpayment for a future home purchase and would appreciate any advice or insights you might have. Here’s a brief overview of my current situation: Background: Just graduated and started a high-paying job. I live with my parents in a high-cost-of-living (HCOL) area where they have relatively l…

Reddit Personal Finance 788 2024-05-12